Credit & lending
Managing your credit and debt is just as important as managing your assets and investments. Whether you're buying a home, consolidating debt or making a purchase, you need simple solutions for getting the funds you need toward fulfilling your goals.
How we can help
An Ameriprise financial advisor will help you get a clear picture of your current financial situation. From our competitive home mortgages to our home equity loan products, your advisor will talk you through your available borrowing options and help you move toward your long-term goals and dreams.
Credit cards
You can access exclusive perks, premium services and convenient purchasing options through cards designed especially for Ameriprise Financial clients.
Home equity lending
Our low-cost home equity loan solutions let you use the value of your home to cover a short-term need like refinancing or paying for home improvements, while your long-term assets keep working hard for you.
Home mortgages
From buying your dream home to refinancing the one you already own, we offer a wide range of home mortgage products at competitive rates to fit your needs. The application process is simple, and we'll be there to guide you every step of the way.
Loan approval process
Learn about our four-step loan approval process and our criteria for loan approval.
Credit and lending FAQs
From APR to PITI, common questions about credit and lending.
Ameriprise Bank, FSB, an equal housing lender, provides certain deposit and lending products and services for Ameriprise Financial Services, Inc.
Advisor may not arrange for, promote, suggest or permit a client to use mortgage or home equity loan proceeds to purchase securities or other investment products offered by advisor.
Ameriprise Bank, FSB will be the lender for your mortgage loan. Ameriprise financial advisors are separately licensed to provide financial advisory services and mortgage loan origination services. Financial advisors licensed to provide mortgage loan origination services are part-time employee of the mortgage Processor. Ameriprise Financial Services, Inc. is not the lender or provider of any services in connection with your mortgage loan or in any affiliated with the Processor. Home equity loans and lines of credit are not available in Texas.
